What If?? - Unable to Work

Jennifer and Ellen are partners, operating a physical therapy business, specializing in the care of children. Their practice enjoys a great location and is looked upon favorably by the local school board who makes continuous referrals.
The business is growing and the partners are beginning to realize their dreams.
Without warning, Jennifer is stricken ill. After several consultations, her physician advises her that she will not be able to continue to fulfill her occupation until she has undergone treatment. Her physician estimates that the treatment and recovery will last at least 18 months.
Issues
Will the business survive?
Will the local school board continue to refer children to the practice?
How will Jennifer earn income if she is unable to work?
How will the business generate enough funds to pay for normal monthly expenses such as, rent, utilities, etc.?
There is a happy ending to this story. The partners had discussed and planned for such an event. Realizing that this risk could devastate their business, they had their business purchase BUSINESS OVERHEAD EXPENSE COVERAGE.
As a small business owner, the continuation of your business is dependent on your ability to fulfill your occupational duties. Visit my website: for your FREE initial consultation today!!

Is It Covered?????

Ron and Dee had each worked for a large company for 10 years conducting and organizing events. Late last year, each lost their job due to a company downsizing.
The prospects for finding new jobs were unfavorable and bills had to be paid and lives lead. So Ron and Dee decided to begin their own company and offer event planning and organizing services to clients.
With some savings and borrowed cash from family members, they launched their business. They built a website and several blogs. They worked hard to update the content, to keep it fresh and current. They published articles, participated on webinars and used every communication channel they could find to spread the word about their new company.
Slowly and steadily, interest grew and orders for their service developed.
On their website, they established a link to allow payment by credit card. Ron and Dee were relieved that the credit card vendor took in all the information and processed the payments. Each month, they began to receive their remittance.
Several months later, Ron and Dee received a certified letter containing a notice of suit. The suit claimed that the plaintiffs were the victims of identity theft, having their credit card information stolen while using Ron and Dee's website. The suit stated that as a result of Ron and Dee's negligence, their clients were seeking unspecified damages as compensation.
Rona and Dee are in a panic!!! They ask each other, "Do we have insurance for this?" "Will the insurance cover our legal costs?"
IS IT COVERED????
To find out the answer, visit: www.mfrisksolutions.com

Is It Covered?????

You have devoted time, effort and capital to starting your business. Business plans have been developed, endless networking activities, career coaches have given you self-confidence. Credit lines have been drawn, bank accounts emptied and family and friends have made contributions. Competitors have been studied, you have a marketing plan complete with advertising using established and new media channels.
You draw upon your experience and knowledge and begin to write copy. You carefully edit your written words, making sure that the message is correct and there are no spelling or grammatical errors.
You publish your copy on your website, blog and any other media source you believe will drive business for you. The result: you generate leads which turn to sales and you are on your way!!!
Your business begins to grow, you write more copy to fuel this growth. Sales climb, visitors to your site grow and then it happens!!
You receive a letter in the mail from some law firm you do not recognize accusing you of inappropriate use of advertising ideas, demanding you immediately cease your efforts and demanding cash compensation.
Sounds absurd? Perhaps, but the reality is that this scenario is played out everyday. In future posts, we will review actual claims and circumstances which will lead you to ask: Is It Covered????
Visit my website: www.mfrisksolutions.com for the answer

IT'S ALL ABOUT RISK

After decades of service you find yourself unemployed. The demand for your expertise seems to have evaporated overnight. Job prospects in the near-term are dismal. You meet a lot of other people with a story similar to yours.
It is time to venture out on your own and capitalize on your knowledge and experience.
You develop a plan, conduct some market research and calculate start-up costs. Every ounce of energy goes into business development: how to find customers, marketing, advertising, networking, communications, etc. You think it is all about Growth.
The reality is-it is all about RISK. Risk is a four-letter word but once assessed and understood, it can mean the difference between success and failure.
In the posts to follow, we will visit the issue of risk and what it means to you, the innovator out to create a new business. Our economy needs you to succeed if we wish to see the daylight that robust times brings to us. The small-business owners are the engine that drives the American economy and we need you to take risks. My role is to be your guide along the journey.