Showing posts with label insurnace. Show all posts
Showing posts with label insurnace. Show all posts

Monday, June 29, 2009

IS IT COVERED???

After many years of working for Corporate America, Tom finally was realizing his dream of owning and running his own business. His decision was reached with a bit of help from the current downturn in the economy.
Tom signed a lease for a store, had invested most of his life savings to build inventory, advertise, promotions, etc.
His store was open for several months and business was slow but steady.e had decided to open his store at the same time his town was hosting a week long celebration of heroes of the town. He was counting on the extra "foot traffic" to get boost sales.
The night before the first day of the celebration, a warehouse about a mile away exploded. Fire and smoke from the resulting blaze could be seen for miles. chemicals and other hazardous materials had been stored in the warehouse.
Emergency officials decided to close an area of a mile radius of the warehouse.
Tom arrived early to open his store only to find police cruisers blocking the road. He explained that he own the store about 100 yards inside the "closed" perimeter.
Police officials explained that the area was closed to all traffic, auto and pedestrian for the foreseeable future. Tom would not be allowed to open his store.
QUESTION: DOES TOM HAVE COVERAGE FOR THE LOSS OF EARNINGS AS A RESULT OF THE WAREHOUSE EXPLOSION?
Not sure? Then visit my website: www.mfrisksolutions.com for the answer.

Wednesday, June 24, 2009

Is It Covered?????

You have devoted time, effort and capital to starting your business. Business plans have been developed, endless networking activities, career coaches have given you self-confidence. Credit lines have been drawn, bank accounts emptied and family and friends have made contributions. Competitors have been studied, you have a marketing plan complete with advertising using established and new media channels.
You draw upon your experience and knowledge and begin to write copy. You carefully edit your written words, making sure that the message is correct and there are no spelling or grammatical errors.
You publish your copy on your website, blog and any other media source you believe will drive business for you. The result: you generate leads which turn to sales and you are on your way!!!
Your business begins to grow, you write more copy to fuel this growth. Sales climb, visitors to your site grow and then it happens!!
You receive a letter in the mail from some law firm you do not recognize accusing you of inappropriate use of advertising ideas, demanding you immediately cease your efforts and demanding cash compensation.
Sounds absurd? Perhaps, but the reality is that this scenario is played out everyday. In future posts, we will review actual claims and circumstances which will lead you to ask: Is It Covered????
Visit my website: www.mfrisksolutions.com for the answer